Talk To - call (612) 805-6353
Talk To Gaston - call (612) 805-6353
See How Much You May be able to Borrow on Your Investment Property
Enter a few details about the investment property to calculate the estimated DSCR and to see how much financing the properties rental income may support.
Finance the Property Base on Its Rental Income
DSCR loans are designed for real estate investors. Qualification is based primarily on the property's rental income, not the borrower's personal income.
Gaston Garrido
Mortgage Loan Officer
Use four simple benefit blocks:
Property Based Qualification
No Personal Income Verification
Purchase or Refinance
Built for Investors
Example DSCR Calculation
Illustrative Property
Purchase Price: $350,000
Example Loan Amount: $262,500
Monthly Rental Income: $2,800
Estimated Monthly Property Payment: $2,450
Estimated DSCR: 1.14×
$2,800 rental income ÷ $2,450 property payment = 1.14 DSCR
Common DSCR Scenarios
Purchasing a rental property
Refinancing an existing investment property
Cash-out refinancing to access equity
Financing long-term rental properties
Financing eligible short-term rentals
Expanding an investment-property portfolio
What that means:
The estimated rental income is approximately 14% greater than the projected monthly property payment.
Prefer to Talk it Through? Schedule a Conversation
Schedule a conversation to discuss your goals, finances, available programs and steps toward for your investment.
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Gaston Garrido | NMLS #2146920 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
