Talk To - call (612) 805-6353
Talk To Gaston - call (612) 805-6353
Gaston Garrido
Mortgage Expert
Want To Buy Or Refinance A Home?
I'll help you understand the numbers, your options, and the next steps.
Work with a local Mortgage Expert.
Personal Guidance From Start to Finish.
Clear answers, personalized options, and a process built around your goals.
STEP 1
Understand Your Goals
We'll start with what you want to accomplish, your timeframe, and the numbers that matter to you.
STEP 2
Review Your Loan Options
I explain loan options, estimated payments, and cash needed so you can make an informed decision.
STEP 3
Move Forward
Get prequalfied to begin shopping or move ahead with the refinance option that fits your goals.
Find Your Next Home by Monthly Payment
Explore available homes, compare estimated monthly mortgage payments, and discover financing options that fit your budget.
Featured Mortgage Topics & Strategies
Timely mortgage insights, strategies, and opportunities worth a closer look.
Why Choose Barrett Financial Group?
Founded in 2002, Barrett Financial Group is the nation’s #1 independent mortgage broker by loan volume. Through Barrett, I can shop more than 160 lenders faster than you can shop two—saving you time while securing a competitive rate. You get convenient access to a broad range of loan programs and personalized mortgage options, all through one point of contact.
More Loan Options
Access conventional, FHA, VA, first-time homebuyer, investor, refinance, and alternative financing options
Personalized Solutions
Your income, credit, property and goals determine the strategy—not a predetermined loan product.
Clear Communication
I explain the numbers, answer your questions and keep you informed throughout the process.
Support for Complex Situations
Self-employed borrowers, investors and clients with nontraditional financial profiles may have options that are not available through every lender.
Efficient Pre-Approval
I help you identify what is needed, address issues early and prepare a strong pre-approval when you are ready to shop.
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How Much Home Can I Afford?
Start with your Debt-To-Income Ratio (DTI)
Your debt-to-income ratio is one of the most important measurements lenders use to evaluate how much you may be able to borrow.
It compares your monthly debt payments with your gross monthly income and provides a useful starting point for understanding your buying power.
Let's calculate your DTI and start evaluating your mortgage options
Take the Next Step
Gaston Garrido | NMLS #2146920 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
