Talk To - call (612) 805-6353
Talk To Gaston - call (612) 805-6353
Create More Buying Power In Today's Market
Buyer Advantage combines market opportunity with strategic financing to help qualified buyers reduce upfront costs or improve monthly affordability.
Today's Market Conditions Can Create Buyer Opportunity
Longer market times and motivated sellers can create room to negotiate contributions that provide more immediate value than a modest price reduction.
Gaston Garrido
Mortgage Loan Officer
How Buyer Advantage Works
Negotiate Seller Support via Contributions
Add Available Lending Options (Credits)
Choose the Greatest Benefit (Cash vs Lower payment)
Get clear next steps
Same $10,000. A Very Different Buyer Impact
A seller contribution can sometimes create substantially more immediate value than applying the same amount solely as a reduction in the purchase price.
$10,000 Price Reduction
$10,000 Buyer Advantage
Slightly smaller loan amount
Approximately $55–$65 lower monthly principal and interest
Limited reduction in the buyer’s upfront expenses
Pay eligible closing costs
Fund a temporary interest-rate buydown
Reduce the buyer’s cash needed at closing
Preserve more savings after the purchase
A modest price reduction provides value over time. A well-structured contribution can provide meaningful financial relief at closing or during the first years of homeownership.
Illustrative example only. Actual payment savings, eligible contribution amounts, closing costs, and buydown benefits depend on the purchase price, loan program, interest rate, seller-contribution limits, and borrower qualification.
Let's Build the Right Buying Strategy Upfront
Schedule a conversation to discuss your goals, available properties, financing options, and how Buyer Advantage could support your home purchase.
Take the Next Step
Gaston Garrido | NMLS #2146920 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
