Attention: Teachers and Educators, Low to NO Money Down

Fill out this form to get qualified today!

Thank Your For All You Do! You Can Have Your Dream Home With Little Or No Money Down

That is right, zero down in many cases.  To good to be true? Let me show you the way. Let's find and purchase your dream home with little to NO money down! 

 

Madeline & Michael_home_2
First time Home Buyers

Here is what you need to get it done:

  • A minimum credit score of 580 (preferably 620 or higher)
  • Qualify for an FHA Loan (Debt to Income of 49.9% or less)
  • 3.5% down with a 2% or 3.5% forgiveable grant as an offset (a 3.5% grant will result in a higher interest rate)
  • Need to take a home ownership class (on-line) by an approved counselor
  • Allowed up to 6% in seller concessions to offset/pay closing costs

IT CAN BE DONE!

And I Will Help You Every Step of the Way

Fill Out The Form Above To Get Started

 

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Tracy Garrido: "Your home is my passion!"

Whether buying or selling a home, the process can feel complex and intimidating, but the experience is always deeply personal.  Tracy puts her experience, knowledge, and tireless effort to work for you as she guides you every step of the way.  For a first time homebuyer, the experience is ALL new.  Tracy will guide you through showings, making an offer, financing, inspections, and all the way through closing.  She is there for YOU.

Visit my website for access to listings:     garrido.realtor

 

980238

HomeSmart

1001 W Loop South, Suite # 105

Houston, TX 77027

Web site    garrido.realtor  

713-534-3433

Tracy's keen eye for detail and ability to match us with our dream home, made our first time home buying process a smooth and enjoyable experience."

– Ellie & Casey

"Tracy is an amazing agent.   She is very knowledgeable and attentive to all aspects of her client and the transaction.  I wouldn't use anyone else."

 

– Owner, Coral Gables Drive

"Super approachable, prompt replies.  I'd recommend Tracy to everyone."

– Owner, Cypresswood Drive

"I trust Tracy's judgement and she took exceptional care towards my needs and interest."

– Owner, Tournament